If you are Native American with a very low income, you may be able to get help with home repairs through the Housing Improvement Program. Learn about eligibility and how to apply for the Housing Improvement Program. For questions about the program, find and contact your regional Bureau of Indian Affairs office .

If you are a U.S. military veteran or service member, you might be eligible for: Cash-out refinance loans , which can be used to pay for home repairs and improvements Disability housing grants for veterans with qualifying service-connected disabilities. The grants can help pay to buy or modify a home for independent living. Home Improvements and Structural Alterations (HISA) grants for medically necessary changes to your home. These could include wider doors or accessible bathrooms.

Home repair and improvement programs for special groups

If you are Native American, a veteran, or live in a rural area, you may qualify for home repair help.

Important

The federal government does not offer “free money” to individuals to repair or improve their homes. Websites and ads claiming to offer “free money from the government” are often scams.

Native Americans

If you are Native American with a very low income, you may be able to get help with home repairs through the Housing Improvement Program.

Learn about eligibility and how to apply for the Housing Improvement Program.
For questions about the program, find and contact your regional Bureau of Indian Affairs office.

Veterans

If you are a U.S. military veteran or service member, you might be eligible for:

Cash-out refinance loans, which can be used to pay for home repairs and improvements
Disability housing grants for veterans with qualifying service-connected disabilities. The grants can help pay to buy or modify a home for independent living.
Home Improvements and Structural Alterations (HISA) grants for medically necessary changes to your home. These could include wider doors or accessible bathrooms.

Rural residents

If you have a very low income, you might be eligible for single-family housing repair loans and grants. Also known as the Section 504 Home Repair program, it provides funds to improve or modernize your home or remove health and safety hazards.

Learn if you are eligible and how to apply for single-family housing repair loans and grants.
For questions, find and contact your nearest USDA home loan specialist.

LAST UPDATED: November 4, 2024

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